Buy a Gaming PC on Finance

You shouldn't have to compromise on your build because of upfront cost. We offer three flexible ways to spread the cost of your custom gaming PC — including a 0% interest option with Shop Pay Installments. All payment plans are available at checkout with no lengthy application forms.

Shop Pay Installments — 0% APR Available

Shop Pay Installments is our built-in "buy now, pay later" option, powered by Shopify and available to all customers at checkout. No account needed — just select Shop Pay at checkout and choose your plan.

• 3 monthly payments at 0% APR — Split your order into 3 equal payments, interest-free. The first payment is taken at checkout; the remaining two are taken automatically every 30 days.
• 3–12 monthly payments at 10–36% APR (representative) — For longer terms, spread the cost over up to 12 months. Representative APR varies depending on order value and your credit profile. A soft credit check is performed — this does not affect your credit score.

Example — 0% option: A £1,500 gaming PC split into 3 payments = £500/month, 0% APR, no extra cost.
Example — 12-month option: A £1,500 PC over 12 months at 20% APR representative = approx. £138/month (total cost approx. £1,658).

Shop Pay Installments is provided by Affirm. Representative example: 20% APR. Eligibility subject to status. UK residents only.

Klarna — Pay in 3 or Pay in 30 Days

Klarna is available at checkout as a payment option. It's free to use and takes seconds to apply. Klarna offers two options for UK customers:

• Pay in 3 — Split your order into 3 equal interest-free instalments. First payment at checkout, then every 30 days. 0% interest. Available on orders of eligible value.
• Pay in 30 days — Receive your PC now and pay the full amount 30 days later. No interest, no fees — as long as you pay on time. Ideal if you want to try before you pay.

Klarna performs a soft credit check that does not affect your credit score. Late payment fees may apply if payments are missed. Klarna Pay in 3 and Pay in 30 are unregulated credit agreements — borrowing more than you can afford can be harmful. 18+, subject to status. T&Cs apply. Visit klarna.com/uk for full terms.

PayPal Pay Later — Flexible and Familiar

If you already have a PayPal account, you can use PayPal Pay Later at checkout. PayPal offers two options for UK customers:

• Pay in 3 — Split your order into 3 equal interest-free instalments. First payment at checkout, the next two every 30 days. 0% interest.
• PayPal Credit — A revolving credit line linked to your PayPal account. Eligible purchases of £99 or more may receive 0% interest for 4 months. After the promotional period, standard interest rates apply. Subject to eligibility and PayPal Credit terms.

PayPal Pay Later is available at checkout — simply choose PayPal as your payment method and select your preferred option. Subject to status, UK residents only. PayPal Credit is provided by PayPal (Europe) S.à r.l. et Cie, S.C.A. Representative example available on the PayPal website.

Frequently Asked Questions

Does applying for finance affect my credit score?

Shop Pay Installments and Klarna both perform a soft credit check only, which does not affect your credit score. PayPal Pay in 3 also uses a soft check. PayPal Credit may involve a hard credit check during application.

Can I use finance on any gaming PC?

Yes — all finance options are available on any order in our store. Minimum order values may apply depending on the provider (typically £30–£99). There is no maximum set by us.

How do I choose finance at checkout?

All options are presented at the checkout stage. For Shop Pay Installments, select Shop Pay and then choose your instalment plan. For Klarna or PayPal, select those as your payment method and follow the on-screen prompts.

Will my PC still be built and shipped the same way?

Yes — finance has no impact on your build, delivery, or warranty. Your PC is still hand-assembled, stress-tested, and shipped free to your door with our full 3-year warranty regardless of how you pay.

What if I want to return my PC?

Our standard warranty and return policy applies regardless of payment method. If you return your order, refunds are processed back through the original payment provider, who will handle any instalment adjustments.

Browse all gaming PCs and choose your payment option at checkout →

Questions about financing? Contact us — we're happy to walk you through the options before you order.